Mortgages
Whether you’re a first-time home buyer or an investor, our flexible mortgages can help make a new property purchase a reality
Here are 8 steps to help you through the process of buying a property and applying for a mortgage.
Read our checklist for documents required for your mortgage application.
Find the mortgage product you need
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Rewards for purchase of designated 1st hand property with BEAM Plus Platinum/Gold Rating -
Offset a part of your mortgage interest by earning higher interest on a portion of your savings. -
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Covers a range of government subsidized flats such as Home Ownership Scheme flats, and lets you borrow up to 95% of the property purchase price
At HSBC, we offer flexible mortgage repayment plans so you can opt for the one that best suits your needs. Own your home sooner and save on interest, or repay less in the early years. The choice is yours!
Useful tools
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Estimate the current value of any flat in major estates in Hong Kong with our simple address-based tool -
See how much you'll need to budget to pay for costs, repayments and fees on the property you have in mind
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Find out how much interest expense you could save with a Deposit-linked Mortgage -
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Enter a few details to compare mortgage plans and see if you should consider a switch -
Assess affordability and how much you should set as your budget for buying a home, instantly—plus, see how much you can save with a Deposit-linked Mortgage
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Here are 8 steps to help you through the process of buying a property and applying for a mortgage.
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Read our checklist for documents required for your mortgage application.
Start your mortgage journey
Explore and apply for our mortgages via any of the following channels. We'll generally get back to you within 2 weeks of receiving your application and all required documents.
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You can book an appointment to meet a mortgage specialist in person at a designated branch. -
Call us
Give us a call to get your application started. Lines are open 9:00am to 8:00pm, Mondays to Fridays, and 9:00am to 5:00pm on Saturdays, except public holidays.
Important information
To borrow or not to borrow? Borrow only if you can repay!